Your Guide to Car Insurance

No matter how careful you might be on the roads, accidents can still occur. Allianz offers reliable, competitive comprehensive car insurance cover, so you and your loved ones can travel with confidence.

Why choose Allianz for your comprehensive motor insurance

Simple - Obtain a quote and to purchase online
Affordable - Competitive prices with flexible payment options.
Easy claims process - Allianz makes the claims process easy. We understand that if you need to make a claim, you need to be able to settle it quickly and with a minimum of fuss.

Extra ways to save:

No claim bonus discount* - Receive a no claim bonus of up to 65%***, if you have been insured for the past five years without a claim.
Restricted driver discount** - Receive a discount if you choose to exclude cover for drivers of your vehicle under 30 years of age.
Safe driver discount** - A further discount, over and above the no claim bonus discount, is available for eligible drivers.

Compare the features

Compare the features of SureCover Plus and Dealer Motor Comprehensive Policy.

Want to learn more?

For detailed information on the cover and limits provided by SureCover Plus, you should read the Product Disclosure Statement.

It's easy to get a quote.

You can get an online quote in just a few minutes

* For each claim free period of insurance you will accumulate a discount off your motor vehicle insurance premium up to a maximum amount. This maximum amount will vary according to the State or Territory in which your vehicle is garaged/ kept. Any no claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no claim bonus entitlement.
** If you are eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) after it has been reduced by previous discounts. If your premium is below our minimum premium, then the minimum premium will apply.
*** No claim bonus discount amounts vary by State.

Comprehensive motor insurance - Product comparison table

Features and benefits available under our comprehensive motor policies:

What you are insured for: features & benefits	SureCover Plus available online	Dealer Motor Comprehensive Policy
Standard Covers
Choice of market or agreed value	Yes	Yes
New replacement vehicle if your new vehicle is a total loss	Up to 24 months of first registration	Up to 36 months of first registration
Cover for damage to other people’s property (legal liability)	Up to $20,000,000	Up to $20,000,000
Supplementary bodily injury	No Cover	Covered
Legal liability cover when using a substitute vehicle	Covered	Covered
Legal costs	Covered	Covered
Rental car following theft ($75 per day limit)	Up to 14 days to the value of $75 per day	Up to 14 days to the value of $75 per day
Towing	Reasonable costs covered	Reasonable costs covered
Vehicle being transported by ship	Contribution of general average covered	Contribution of general average covered
Trailer and caravan cover	Up to $500	Up to $1000
Emergency repairs	Up to $350	Up to $500
Personal effects or clothing	Up to $500	Up to $500
Transportation costs	Up to $200	Up to $400
Emergency accommodation costs	No Cover	Up to $400 for claimable incident over 200km from home.
Re-keying and re-coding	up to $500	up to $1000
Breakdown accommodation	No Cover	up to $400 if your vehicle cannot be driven home after a mechanical breakdown over 200km from home. Vehicle must be less than five years old
Genuine parts guarantee	No	Yes
Choice of market or agreed value	Yes	Yes
Cover for damage to other people’s property (legal liability)	Up to $20,000,000	Up to $20,000,000
Supplementary bodily injury	No Cover	Covered
Legal liability cover when using a substitute vehicle	Covered	Covered
Legal costs	Covered	Covered
Rental car following theft ($75 per day limit)	Up to 14 days to the value of $75 per day	Up to 14 days to the value of $75 per day
Towing	Reasonable costs covered	Reasonable costs covered
Optional Covers
Rental car following an incident	Optional - 14 days to the value of $75 per day or $30 per travel costs if hire car unavailable	Optional - 14 days to the value of $75 per day or $30 per travel costs if hire car unavailable
Removal of basic excess for windscreen claims	Optional cover to have one excess free windscreen claim per policy period	Optional cover to have one excess free windscreen claim per policy period
Protected rating one no claim bonus	Optional cover to protect rating one for one claim per policy period	Optional cover to protect rating one for one claim per policy period
Restricted driver discount	Optional discount to exclude cover for under 30 year old drivers	Optional discount to exclude cover for under 30 year old drivers
Tools of trade cover	Optional cover up to $1500	Optional cover up to $1500
Named driver discount (not available for dealer)	Optional discount to cover only the drivers listed on the policy schedule	Optional discount to cover only the drivers listed on the policy schedule

You can get an online quote in minutes.

For detailed information on the cover and limits provided by SureCover Plus, you should read the Product Disclosure Statement.

Please note that the table below is current at August 2009. Allianz will provide you with updated tables should there be any changes in the product features and benefits.