Carloans.com.au Pty Ltd operates Aussie Car Loans, an Australian company dedicated to assisting customers in finding excellent value car loans since 2013. With our approved panel of lenders, we have the ability to tailor a car loan package specifically designed to accommodate your financial circumstances and lifestyle.
By offering flexible loan terms that align with your needs, you can have peace of mind knowing that you have secured a low interest rate from a trustworthy and reliable Australian lender.
Aussie Car Loans specializes in securing highly competitive rates for a variety of vehicle loans from an extensive network of lenders. Our comprehensive range of finance products includes car finance, classic car finance, secured and unsecured loans, and much more.
We proudly serve Perth and its surrounding regions, including the Fermantle, Mandurah, and regional Western Australia. Whether you prefer the convenience of applying online or prefer to speak with us directly, we are here to assist you in getting the finance you need for your next vehicle.
Let us help you get a great interest rate. You may be able to make extra or additional payments to reduce the outstanding balance of your loan
Apply online for a secured, low rate car loan and get conditionally approved fast.
It’s quick, easy and mobile friendly so you can complete the application process on any mobile device or your desktop computer.
We can find you low interest rate car finance for many different vehicles such as:
Start by reviewing your credit score. A higher score can help you access better loan terms, so make sure your credit report is accurate and up-to-date.
When buying a car, your car loan repayments isn’t the only thing you’re going to pay for each month. This will also involve other expenses such as insurance, fuel, and maintenance. So don’t forget to allot a budget for these.
If possible, save for a down payment. Putting money down upfront can reduce the loan amount, leading to lower monthly payments and potentially better interest rates. If you have an existing car, and would want to trade-in, you can its value as part of your down payment.
Explore various lenders and their car loan offerings. Comparison rates can help you get a more realistic view of the interest rate, since this involves fees. Banks, credit unions, and online lenders all have different terms and rates, so compare them to find the best deal.
Decide on the loan term that works best for your budget. Shorter terms usually have higher monthly payments but lower overall interest costs. Longer terms offer lower monthly payments but can cost more in interest over time.
Consider getting pre-approved for a car loan. This provides you with a clear budget and can make the car-buying process smoother.
If you think you are ready to begin the application process and get one step closer to obtaining a new vehicle, apply online or call one of our consultants on 1300 889 669.
Some lenders may allow you to include these additional costs in your car loan, so speak with your lender first before finalising the loan.
Yes, refinancing is an option to get a lower interest rate if your credit score has improved since you getting the car loan.
Yes, it may have an impact when getting a pre-approval on your car loan.
This will heavily depend on how much you earn. It is recommended to spend between 10-15% if your annual income on a car.
Your credit score, loan amount, loan term, and the lender's policies all influence your car loan interest rate.
You must be 18 years of age, an Australian citizen or permanent resident. you must be able to afford your repayments (which involves proving your income).
Yes, pre-approval is available here in Aussiecarloans. Getting pre-approval can allow you to shop for a car with a clear budget in mind.