Helping Perth Customers Save On Their Car Loans

At Aussie Car Loans, we help our Perth & Western Australian customers save money on their car finance. Pty Ltd operates Aussie Car Loans, an Australian company dedicated to assisting customers in finding excellent value car loans since 2013. With our approved panel of lenders, we have the ability to tailor a car loan package specifically designed to accommodate your financial circumstances and lifestyle.

By offering flexible loan terms that align with your needs, you can have peace of mind knowing that you have secured a low interest rate from a trustworthy and reliable Australian lender.

Experience hassle-free car finance

Aussie Car Loans specializes in securing highly competitive rates for a variety of vehicle loans from an extensive network of lenders. Our comprehensive range of finance products includes car finance, classic car finance, secured and unsecured loans, and much more.

We proudly serve Perth and its surrounding regions, including the Fermantle, Mandurah, and regional Western Australia. Whether you prefer the convenience of applying online or prefer to speak with us directly, we are here to assist you in getting the finance you need for your next vehicle.

The Right Rate

While some competitors will give priority to home loan customers, the car loan customer comes first at Aussie Car Loans.

Try our easy to use car finance calculator to get an idea of what your loan repayments might look like.

Benefits Of Our Car Finance

Interest Rates

Interest Rates

Let us help you get a great interest rate. You may be able to make extra or additional payments to reduce the outstanding balance of your loan

Fast Approvals

Fast Approvals

Apply online for a secured, low rate car loan and get conditionally approved fast.

Simple Online Application

Simple Online Application

It’s quick, easy and mobile friendly so you can complete the application process on any mobile device or your desktop computer.

Tips For Getting A Car Loan In WA

Check your credit score

Start by reviewing your credit score. A higher score can help you access better loan terms, so make sure your credit report is accurate and up-to-date.

Set a realistic budget

When buying a car, your car loan repayments isn’t the only thing you’re going to pay for each month. This will also involve other expenses such as insurance, fuel, and maintenance. So don’t forget to allot a budget for these.

Save for a down payment

If possible, save for a down payment. Putting money down upfront can reduce the loan amount, leading to lower monthly payments and potentially better interest rates. If you have an existing car, and would want to trade-in, you can its value as part of your down payment.

Compare interest rates

Explore various lenders and their car loan offerings. Comparison rates can help you get a more realistic view of the interest rate, since this involves fees. Banks, credit unions, and online lenders all have different terms and rates, so compare them to find the best deal.

Consider loan terms

Decide on the loan term that works best for your budget. Shorter terms usually have higher monthly payments but lower overall interest costs. Longer terms offer lower monthly payments but can cost more in interest over time.

Get a car loan pre-approval 

Consider getting pre-approved for a car loan. This provides you with a clear budget and can make the car-buying process smoother.

Ready To Apply?

If you think you are ready to begin the application process and get one step closer to obtaining a new vehicle, apply online or call one of our consultants on 1300 889 669.

Brands we work with


In Perth, you can find various car loan options, including new car loans, used car loans, business car loan, and even car lease finance.

Some lenders may allow you to include these additional costs in your car loan, so speak with your lender first before finalising the loan.

Yes, refinancing is an option to get a lower interest rate if your credit score has improved since you getting the car loan.

Yes, it may have an impact when getting a pre-approval on your car loan.

This will heavily depend on how much you earn. It is recommended to spend between 10-15% if your annual income on a car.

Your credit score, loan amount, loan term, and the lender's policies all influence your car loan interest rate.

You must be 18 years of age, an Australian citizen or permanent resident. you must be able to afford your repayments (which involves proving your income).

Yes, pre-approval is available here in Aussiecarloans. Getting pre-approval can allow you to shop for a car with a clear budget in mind.

Questions? We can help.


Call 1300 889 669

Our car loan specialist is here to help guide you. Just give us a call.

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Head to our contact us form if you have an enquiry. We are ready to help!

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