Helping South Australians Save On Their Car Loans

At Aussie Car Loans, we help our Adelaide & South Australian based customers save money on their car finance.

Aussie Car Loans, a division of Pty Ltd, is a trusted Australian company that has been assisting customers in securing car loans since 2013. With our vast network of lenders, we specialize in tailoring car loan packages that can help fit your unique lifestyle and financial situation.

Experience peace of mind with our flexible loan terms designed to meet your individual needs. We offer competitive interest rates from a diverse panel of reputable lenders, ensuring you get the best deal possible.

Effortless and Simple Car Finance

At Aussie Car Loans, we guarantee competitive and affordable rates on a wide range of vehicle loans. Through our extensive network of lenders, we offer various finance products such as car finance, classic car finance, secured loans, unsecured loans, and more.

We take pride in serving Adelaide and its surrounding regions, including North Adelaide Plains, Gawler, and other areas within regional South Australia. We are dedicated to assisting you in obtaining the financing for your next vehicle. Let us help you throughout your car financing journey, alleviating the stress that often accompanies it.

The Right Rate

While some competitors will give priority to home loan customers, the car loan customer comes first at Aussie Car Loans.

Try our easy to use car finance calculator to get an idea of what your loan repayments might look like.

Benefits Of Our Car Finance

Interest Rates

Interest Rates

Let us help you get a great interest rate. You may be able to make extra or additional payments to reduce the outstanding balance of your loan

Fast Approvals

Fast Approvals

Apply online for a secured, low rate car loan and get conditionally approved fast.

Simple Online Application

Simple Online Application

It’s quick, easy and mobile friendly so you can complete the application process on any mobile device or your desktop computer.

Tips For Getting A Car Loan In SA

Check your credit score

Before applying for a car loan, it's essential to review your credit score. A good credit score can improve your chances of getting your loan approve. This can also help you get a better interest rate. If your credit score is poor, it needs improvement. You should consider taking steps to boost it, such as paying down outstanding debts and correcting any errors on your credit report, if there are any.

Determine your budget

It’s vital to do a calculation for your car buying budget, so you can understand how much you can comfortably allocate to your monthly car loan repayments without sacrificing your savings. Take into account your current financial responsibilities, such as your bills, rent or mortgage and other expenses.

Compare interest rates

Different lenders and financial institutions offer different interest rates and loan terms. It's wise to compare offers from multiple sources to find the most competitive rates and terms that suit your unique financial situation.

Save for a down payment

Having a downpayment can lower the total loan amount and can also help reduce your interest rate. Lenders also look favourably on borrowers who can provide a substantial upfront payment.

Consider loan terms

A shorter loan term means a higher monthly repayment, but your overall loan amount would be lower. On the other hand, a longer loan term means a lower repayment, but it may lead to a higher interest payment over time. Make sure to choose a loan term that will fit your budget and financial goals.

Get pre-approved

Getting a car loan pre-approval can help the buying process a lot easier since it can give your a clear understanding of your car buying budget. It can also give you negotiating power with the dealer when you’re ready to make the purchase.

Check out other costs

Remember that a car loan involves more than just monthly repayments. Consider additional costs like insurance, maintenance, fuel, and registration. Factor these into your budget to ensure you can comfortably afford the vehicle.

Ready To Apply?

If you think you are ready to begin the application process and get one step closer to obtaining a new vehicle, apply online or call one of our consultants on 1300 889 669.

Brands we work with


Yes, refinancing is an option to secure a better interest rate or lower monthly payments on your existing car loan.

Yes, you can purchase a car privately and finance the car you are buying. You may contact us to get get private car finance.

Car loans term are typically 5 to 7 years long. If you have a longer loan term, you’ll pay more interest over time. And if you opted for a shorter loan term, you’ll likely pay less interest.

Interest rates on car loans are influenced by your credit score, loan term, the type of vehicle you're purchasing, and the lender's policies.

Yes, some lenders in Adelaide offer car loans to individuals with poor credit, called Bad Credit Car Loans. However, you may face higher interest rates and stricter terms.

Generally, you'll need proof of identity, income verification (such as pay stubs or tax returns), and details about the vehicle you intend to purchase.

All options has its pros and cons. Dealer financing may offer convenience, but car loans often have lower interest rates.

You can use our online car loan calculator to get an estimate of your monthly repayments based on factors such as the loan amount, term, interest rate, vehicle purchase price, and initial deposit or trade in.

Questions? We can help.


Call 1300 889 669

Our car loan specialist is here to help guide you. Just give us a call.

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Contact Us

Head to our contact us form if you have an enquiry. We are ready to help!

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