Aussie Car Loans will always provide you with the most competitive loan offers it has available, however, those with a higher risk, namely bad credit ratings or ex-bankrupts, can opt for second chance finance instead. Second chance loans, or bad credit loans, give those with higher risk another chance to obtain the finance they require.

Bad credit car loans take different criteria into account in relation to the loan approval process, however, these loans generally come with a higher interest rate to compensate for the higher risk.